Understanding Why Home Insurance Doesn't Cover Foundation Repairs
Many homeowners wonder why their home insurance policy doesn't cover foundation repairs. This article delves into the reasons behind this exclusion, emphasizing the structure and nature of foundations, the typical causes of foundation issues, and how preventive measures can make a difference. Home insurance policies often exclude foundations due to wear and tear or natural settling, which are considered maintenance issues rather than sudden accidents. This guide also offers tips on what homeowners can do to safeguard their home's foundation.
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