Insurance Coverage for Foundation and Structural Damage Explained
This article explores whether insurance covers structural damage, focusing on foundation repair and related scenarios. It highlights typical insurance policies, common causes of structural issues, and how to assess coverage. Homeowners will learn the steps to take when filing claims and additional protection options. Practical tips and interesting facts are included to help navigate these challenges effectively.
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Understanding Why Home Insurance Doesn't Cover Foundation Repairs
Many homeowners wonder why their home insurance policy doesn't cover foundation repairs. This article delves into the reasons behind this exclusion, emphasizing the structure and nature of foundations, the typical causes of foundation issues, and how preventive measures can make a difference. Home insurance policies often exclude foundations due to wear and tear or natural settling, which are considered maintenance issues rather than sudden accidents. This guide also offers tips on what homeowners can do to safeguard their home's foundation.
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Common Foundation Issues in Older Homes and How to Address Them
Older homes often come with a unique charm, but they may also exhibit signs of foundation problems due to their age and the materials used during construction. Shifts in the earth, water damage, and outdated building techniques can contribute to these concerns. Before remedial actions can be taken, it's crucial to understand the common symptoms of foundation issues. This article explores the common problems found in older homes and provides tips on how homeowners can address and prevent these structural woes.
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